InsureWise ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

1. Information We Collect

Automatically Collected Information

When you visit InsureWise, we may automatically collect certain information about your device, including:

  • Browser type and version
  • Operating system
  • Pages you visit and time spent on pages
  • Referring URL (the page that linked you to us)
  • IP address (anonymized)

Information You Provide

We may collect information you voluntarily provide, such as:

  • Your email address (newsletter subscriptions, contact form)
  • Your name and message (contact form submissions)

2. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our site. Cookies are small text files stored on your device. We use the following types of cookies:

  • Essential Cookies: Required for the website to function properly.
  • Analytics Cookies: We use Google Analytics to understand how visitors interact with our site. Data collected is anonymized.
  • Advertising Cookies: Google AdSense and other advertising partners use cookies to serve relevant ads based on your browsing history.

You can control cookies through your browser settings. Disabling cookies may affect site functionality.

3. Google AdSense and Third-Party Advertising

InsureWise uses Google AdSense to display advertisements. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this and other websites.

4. How We Use Your Information

We use the information we collect to:

  • Operate and improve our website
  • Send you newsletters (only with your consent)
  • Respond to your inquiries
  • Analyze website traffic and user behavior to improve content
  • Display relevant advertisements through Google AdSense

5. Data Retention

We retain your email address for newsletter purposes until you unsubscribe. Contact form submissions are retained for up to 12 months. Analytics data is retained according to Google Analytics' standard data retention settings (26 months by default).

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites. We encourage you to review their privacy policies before providing any personal information.

7. Children's Privacy

InsureWise is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.

8. Your Rights

Depending on your location, you may have rights to:

  • Access the personal data we hold about you
  • Request correction or deletion of your data
  • Object to or restrict processing of your data
  • Data portability

To exercise these rights, contact us at contact@youom.online.

9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "last modified" date. Continued use of our site after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at: